Category Archives: Math

Triple 1070 Personal Finance Curriculum–A Review

top-logoWhile at the Home Educators Association of Virginia’s annual convention this summer I met a gentleman looking for reviewers of his new finance curriculum. Seeing as I have two young adults in my house that could use that kind of tutoring, (because I failed to cover it with them like I did the older two :/) I jumped at the opportunity.

Enter Triple1070 Biblical Personal Finance. I was given the set of DVD’s, the student text and workbooks, and the answer key in exchange for this review. This review is my honest opinion.

It amazes me how little young adults understand about the subject of personal finances. Finishing college with not only tens of thousands of dollars in student loans, but also credit card debt, just is not where I want to see my kids. So our family speaks openly about finances. We go over credit card offers with a fine-toothed comb and point out the pitfalls of them. We discuss our mortgage and how we’ve lowered it by pre-paying on the principle. We talk about investing and entrepreneurial endeavors and encourage our kids in starting their own businesses. But sometimes, someone, or some subject, falls through the cracks. And that is what I like about using a curriculum.

The Nuts and Bolts

Triple 1070 covers it all–everything that a person young or old needs to survive in the financial world. Beginning with a history of money and the banking system, it moves right into the need to have a bank account and how to manage one. It covers compound interest, the history of taxes, credit scores and what they mean, mortgages, insurance, and the risks and returns of investments. It covers way more than I could ever think up all by myself. 😉 This course also covers choosing a career, choosing to attend a trade school instead of college, and how to fund a higher education. And that’s just the boring stuff.

The cool stuff in this program are the real-life examples. The DVD’s follow four young adults from different backgrounds and of different ages as they interview professionals in the world of finance. From entrepreneurs to banking executives, they get the inside scoop on what it means to handle money wisely. They get the best advice you can get from folks that are older and wiser than their peers. And you get it, too, when you watch the DVD’s with them. (‘Cause that’s what homeschooling parents do, right?)

As far as the lessons, they are short. They give you hard to understand concepts in little bitty bites that are easier to chew on. Each lesson in the text is only a few pages and the corresponding video episode is roughly 15 minutes. If you choose to use the workbooks (which my kids didn’t feel a need to do) each lesson only has about 5-6 questions.

Okay, that’s all the great stuff, but I have to give you the not-so-great stuff.

The sound quality on the videos is poor. 🙁 I had trouble hearing the interviews, but the transitioning music was quite loud. Maybe I’m being picky, but for a 50-something mom, sound quality is important.

The only other negative thing, I almost hesitate to share, but I think that it might be an issue for others as well, so here goes. I sensed an underlying attitude in both the video and the text that we are entitled to wealth because we are Americans and that bothered me. My husband and I have been married almost 30 years. We have always practiced good financial habits, worked hard for what we have, have no debt other than our home, and frankly do not need folks like Dave Ramsey to help us; but we have never been wealthy. In fact, we have down-right struggled at times. And yet, we are both born Americans.

My son has served as a missionary in a third world country for over three years. He has used the same financial habits that we have taught him when working with young men there, and has helped them establish their own businesses so that they can escape the cycle of poverty and provide for their families. And yet, they are not Americans. In my opinion, sound financial principles work all over the world.

End of soapbox speech.

If those two downers don’t ruin it for you, get this curriculum. I was told it was for the high school level, but since I’m such a big proponent of young entrepreneurs, I think I’m gonna have my middle-schooler go through it next.

Oh, lest I forget, in addition to the curriculum, you can reap some other great benefits just by following their blog. Their most recent posts cover tax audits, bartering, and a review for an app for balancing your checkbook. Check them out here.

Blessings,

Guess the Goat Giveaway

Nubian goat
Jasmine, our Nubian, is ready to kid

Does that goat look pregnant, or what? That is Jasmine. She is our Nubian milk goat. This is her first year of being bred and we are eagerly awaiting the arrival of kids here on our homestead.

This is where the fun comes in. Ask your human kids, how many goat kids they think Jasmine is going to have? She is due to kid in just a couple weeks. She is one of triplets; but then that was the first time her mama had triplets.

goat book

 

Once Jasmine kids, I will come back and check out all the votes. If your guys guessed correctly, your name will go into a drawing for a free copy of Your Goats: A Kid’s Guide to Raising and Showing by Gail Damerow.

Now here’s the fine print:

You must be a subscriber to Lessons from the Homestead Blog, like the Lessons from the Homestead Facebook page, and leave a comment that you did both of those with your guess. You must also leave your email with your comment so that I can contact you in case you win.

 

Of course when I post the winner, I will also post pictures of the new baby/ies. Now, make your predictions in the comments. Can’t wait to see what happens.

Blessings,

This post contains affiliate ads. That means if you click on them and buy something, I will make a few pennies to support my blogging hobby. Or maybe even buy a bit of goat feed. 🙂

This post is linked to the Ultimate Homeschool Hop..

Math in the Garden

Perhaps you saw the post “Math on His Turf” on Everything Home. In it I shared how I went outside and drilled my 8 year old in mental math calculations while he continued the project he didn’t want to abandon.

Well, today I used another math lesson from the homestead. This is the type of lesson you will find in the upcoming ebooklet Lessons from the Garden.

Our garden rows are 16 feet long. If I plant one corn kernel every 12 inches, how many kernels go in each row? (16) If I plant 8 rows, how many kernels have I planted? (128) If each grows into a viable stalk with 2 ears each, how many ears do I have? (256) Now, how many dozen ears of corn can I put in the freezer? (21) Of course, this is all God blessing and weather cooperating. 🙂

You can modify this to fit your garden. OR you can change the variables just to get more math problems in.

Lessons from the homestead come as we work. We just have to take the time to work them out. When this came to mind, the boy was weeding the strawberries while I was planting corn. I called him over. The parts he couldn’t do in his head, we wrote out with a mud clod on the side of the wheelbarrow.

On another note: have you seen a review for Lessons from the Tree House yet? They love it. Here are a few links. Go check them out.

Blessings to ya,

 

This post is linked to the Homestead Barn Hop and the Morris Tribe Homesteader Blog Carnival.

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Using Pumpkin Seeds for Math

With all the pumpkins in the freezer, let me share with you what we did with some of the seeds. What an education a lot of people toss into the trash. After washing and drying, we put the seeds we saved into a quart jar. We filled the jar about 2/3 full.

#1: We guessed how many seeds were in the jar and recorded everyone’s predictions.

#2: We counted the seeds. Both boys counted by two’s and placed the seeds in piles of tens on the table. We arranged the piles in straight rows of ten piles in each row. That made 100 seeds per row. We set up ten rows. That gave us 1,000 seeds. When we got to this point, I stopped them and explained that we reached 1,000. We counted them out by ten’s and by hundred’s. Since we had them in straight rows, we could visually see that 10×4=40 or that 10×8=80.

#3: We moved to the opposite side of the table and finished counting out the seeds in the same fashion until we had three rows of 100 seeds and then one row of 84 seeds. That gave us a total count of 1,384. All of our original predictions were too low.

#4: We wondered if we laid all the seeds end to end in a train, how long would the train stretch? We recorded our predictions. But did we have enough room to do that? Could we keep all the seeds straight?

#5: We assumed that every seed was the same size and shape and laid out one pile of ten seeds in a train and measured that. That train was seven inches long. We next determined that we had 138 piles and if they were all seven inches long, then that train would stretch 966 inches (138×7). Dividing 966 by 12, we determined that our train would measure approximately eight feet. We then measured the last four seeds and found them to stretch three inches. Therefore, we approximated our train to be 8’3” long.

This activity does not have to be saved for pumpkin season. Any small object you have a lot of would do…what about watermelon seeds?

Have fun,
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